Insurances

Current in-network insurances accepted

We currently accept these insurances. For all other insurances, you may have out-of-network benefits, which means that insurance will reimburse you for a portion of our session cost. See more below.

Optum
Kansas Exchange
Medica Minnesota Preferred
Missouri Exchange
Oscar Health Plan

UBH General
Aetna
TriWest
VA CCN
Missouri Medicaid

Filing for Out-of-Network Reimbursement:

Thrizer vs. Doing it Yourself

We have partnered with Thrizer to handle the out-of-network process automatically for you. With Thrizer, you will only have to pay a copay for sessions post-deductible, instead of paying the full fee and waiting for reimbursements. This typically allows clients to save on average 70% upfront on our sessions. During our intake process, we can help you verify if you have out-of-network benefits and how much your co-insurance would be.

*Optional Participation: Using Thrizer for reimbursement is entirely optional, and it won't affect your therapy service quality or availability.

*Therapist Neutrality: We, as your therapist, do not benefit from your choice to use Thrizer. My goal is to support your well-being.

For the DIY-er

Another popular out-of-network option is to pay up front, then receive documentation from our office after each session and submit the claim to your insurance company yourself.

This document, called a superbill, may sound intimidating, but it simply includes the information your insurance company needs to process out-of-network reimbursement.

This option is most commonly available with PPO plans. HMO plans typically offer limited or no out-of-network benefits.

How Does Private-Pay Counseling Work?

Private-pay counseling means you pay directly for your sessions, bypassing insurance entirely. While this might sound unfamiliar, it actually offers several advantages:

Your private information does not have to be sent to insurance companies
You do not have to be given a forced diagnosis if one does not exist
You receive a Good Faith Estimate up front — no surprise bills
You control your treatment without insurance limitations
You can still request out-of-network reimbursement from your provider

Question: What is the No Surprises Act?

Answer: Under the No Surprises Act, you have the right to receive a Good Faith Estimate for non-emergency services. This estimate must be provided in writing at least one business day before your session. If your final bill exceeds your estimate by $400 or more, you may dispute the charges. Learn more at CMS.gov.